You may lose your bank deposit insurance-Fiction!
Your Bank Account May Lose Federal Deposit Insurance Protection if You Don’t Verify Your Information–Fiction!
Summary of eRumor:
A warning said to be from the Federal Deposit Insurance Corporation (FDIC) saying that your bank account is being viewed suspiciously by Homeland Security. You are asked to go to a website to verify your account information or face losing deposit insurance on your account and possible further scrutiny by the authorities.
This is another “phishing” scam.
Phishing is the attempt by crooks to trick people into revealing their personal financial information.
The U.S. Office of the Comptroller of the Currency (OCC) says no such message has been issued by the FDIC or the office of Homeland Security.
A real example of the eRumor as it has appeared on the Internet:
Sent: Friday, January 23, 2004 3:23 PM
Subject: Important News About Your Bank Account
In cooperation with the Department Of Homeland Security, Federal, State and Local Governments your account has been denied insurance from the Federal
Deposit Insurance Corporation due to suspected violations of the Patriot Act.
While we have only a limited amount of evidence gathered on your account at
this time it is enough to suspect that currency violations may have occurred in your account and due to this activity we have withdrawn Federal Deposit
Insurance on your account until we verify that your account has not been used in a violation of the Patriot Act.
As a result Department Of Homeland Security Director Tom Ridge has advised the Federal Deposit Insurance Corporation to suspend all depositt insurance on
your account until such time as we can verify your identity and your account information.
Please verify through our IDVerify below.
This information will be checked against a federal government database for identity verification. This only takes up to a minute and when we have verified your identity you will be notified of said verification and all suspensions of insurance on your account will be
Failure to use IDVerify below will cause all insurance for your account to be terminated and all records of your account history will be sent to the Federal Bureau of Investigation in Washington D.C. for analysis and verification. Failure to provide proper identity may also result in a visit from Local,State or Federal Government or Homeland Security Officials.
Thank you for your time and consideration in this matter.
Donald E. Powell
Chairman Emeritus FDIC
John D. Hawke, Jr.
Comptroller of the Currency
Michael E. Bartell
Chief Information Officer